Job: VP Internal Quality Audit & Data Analytics-NBFC-Bangalore-15yrs+-25lakhs

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Title VP Internal Quality Audit & Data Analytics-NBFC-Bangalore-15yrs+-25lakhs
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Categories Financial Jobs
Salary 25lakhs
Total Yrs Of Experience Required 15yrs+
Job Location Bangalore
Job Description

Our client  is a registered trademark of Visage Holdings and Finance Private Limited (NBFC), a Bangalore based social business that provides loans in the range of Rs.1 Lakh to Rs.15 Lakhs to micro and small enterprises (MSMEs) filling the gap between micro-finance and commercial capital. Our client is an  award-winning social enterprise based in Bangalore addressing the INR 1 Trillion* debt gap between micro finance and commercial capital by providing collateral free loans in the range of Rs.1,00,000 to Rs.20,00,000 for asset finance and working capital to MSMEs. Company has 90+ Branches in 6 states and current staff strength of 800 people.

Job Description

Title: Vice President, IQA & Data Analytics
Team: IQA Internal Quality Audit

Job Components/Responsibilities:

IQA
 Doing Internal quality audit within all the departments &
hub offices.
 Coordinating and allocation of schedules to internal audit
team towards effective branch audit and guiding them in
Audit Issues.
 Preparing Department wise consolidation of audit
observations on periodic basics & forwarding the same to
Manager / Officer for appropriate action.
 Designing and rolling out reporting formats approved by
the senior management of the company and Systematic
planning and work allocation to a team member.
 Monitoring and Review of Audit Reports prepared by
internal audit officer.
 Lead role in publishing financial and non-financial related
transaction audit reports to the top management on a
monthly and annual basis.
 Travelling to different Branches/ Hub offices on need
basis.
 Preparing reports to highlight issues and problems and
distributing the reports to the relevant people.
 Coordinating with external internal auditor.
 Providing “Earlier warning signal” to management
regarding field and hub office operations.
 Proactively identify the Fraud risk factors and suggests
process enhancements & adequate control mechanisms.
 Ensure investigation on all fraud cases to identify the root
cause & bringing the cases to logical conclusion.
 Ensure the quality across the process and to analyse &
identify the integrity levels of the sales channel.
 To monitor the process flow and to provide periodic
training to sales officers.
 Maintaining a strict control on all process through audits,
surprise checks and corrective action to ensure that they
comply with the minimum standards & procedures.
 Design and define system driven internal audit framework
that includes auto-scheduling and auto-flagging rules for
field and document audit.
 Periodic analysis of effectiveness of internal audit system
framework and updation of rules and workflow.

Process/Data Analytics
 Manage the team to deliver periodic (monthly / Quarterly
/ Yearly) Analysis of loan portfolio.
 Review and analyze data by
Segment/Product/Region/Client etc. for business
improvement and strategic decisions.
 Create and manage board related reports and
presentations for internal and quality audit.
 Effective use of analytics to improve credit decisioning,
resource planning and resource management.
 Analyse and report the impact of different “things” that
affect the risk thresholds of the company.
 Manage the changes to systems and processes to
collect/analyse/improve what we do.
 Work across people, systems, silos.
 Analyse, present and create a data driven decision making
organization.

Qualifications:

 Any graduate
 Aged below 35 yrs.

Other Requirements:
 Good moral character
 Possess two-wheeler and driving license;
 Fluency in Kannada, Tamil and other south Indian
languages preferred in addition to English;
 Prior experience in sales or community work desirable
 Very Good Communication and negotiating skills

 Should provide 2 references each from (a) Past superior
officer, (b) Past/Present Subordinates.

Competencies & Best Practices for High Performers:
 High social responsibility and Pro poor culture
 Integrity and Building relationships
 Compliance to policies, rules and regulations
 Belief in Teamwork
 People oriented and Goal oriented
Team: IQA
Report to: COO
Place of work: Bangalore-HO

 

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