Job: State Risk Manager-NBFC(Financial services)-Chennai-8-10yrs-9-10lakhs

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Title State Risk Manager-NBFC(Financial services)-Chennai-8-10yrs-9-10lakhs
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Categories Other Jobs
Salary 9-10lakhs
Total Yrs Of Experience Required 8-10yrs
Job Location Chennai
Job Description

Our client is an NBFC having 91 branches in India ,headquartered in Bangalore catering to the needs of Micro and small enterprises.

Our client is looking for State Risk Manager for Chennai-Padi  location.

Job Description as below-

Title: State Risk Manager
Team: Operations- Credit Risk
Purpose of Job: To execute the loan appraisals
Job Components/Responsibilities:   To do risk assessment of the loan applicants by facilitating visits through Risk officers.

To do and facilitate tele-verification to assess the borrowers’ credentials.

To plan for field appraisals in consultation with Sales department on daily basis.

To verify the quality of data and documents before and after field appraisal.

To do the financial analysis and scoring tool.

Periodic and Regular visit to field appraisals and Loan

Utilization checks.

To deliver quality appraisals to maintain good quality portfolio.

To assess and measure risks for different industrial sectors.

To verify the credit discipline of the loan applicant by discussions with guarantor, Vendor through phone calls.

Responsible for taking care of 5-6 Regions

To do monitor of other Regions  also.

Qualifications: Ø  12+ yrs experience in NBFC/ Banking/ Any Financial Sector.

Ø  Any graduate preferably from Commerce Background.

Ø  Age 35+ yrs

Other Requirements: Ø  Good moral character

Ø  Possess two wheeler and driving license.

Ø  Fluency in their respective regional language is preferred in addition to English.

Ø  Good in Excel

Ø  Very Good Communication skills

Ø  Should provide 2 references each from (a) Past superior officer, (b) Past/Present Subordinates.

Competencies & Best Practices for High Performers: Ø  High social responsibility and Pro poor culture

Ø  Integrity and Building relationships

Ø  Compliance to policies, rules and regulations

Ø  Belief in Teamwork

Ø  People oriented and Goal oriented

Team: Operations- Credit Risk
Report to: Zonal Manager, Credit Risk




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